Things to Watch Out For
First Time Buyers
The mistakes that quietly cost first-time buyers the most, and how Brian helps you sidestep every one.
Shopping before you're pre-approved
Falling for a home before you know what you can borrow leads to heartbreak, or losing it to a buyer who's ready. Get pre-approved first so your offer is taken seriously.
Budgeting only for the down payment
Closing costs, inspection, appraisal, insurance, and the move all add up. Plan for the full picture so nothing blindsides you at the finish line.
Waiving the inspection to win
Skipping an inspection to look competitive can hide tens of thousands in repairs. There are smarter ways to strengthen an offer, Brian knows them.
Not knowing what's negotiable
Price is just one lever. Closing-cost credits, repairs, the closing date, and home warranties are all on the table , first-timers often leave money there simply because no one told them to ask.
Picking a lender on rate alone
The lowest advertised rate can come with slow service and surprise fees that put your closing at risk. A lender who actually closes on time is worth more than a fraction of a point.
Going in without your own agent
The listing agent works for the seller. Having someone in your corner who explains every document and fights for you changes the whole experience, usually at no cost to you as the buyer.